/* ========================================
   UDYOG AADHAR - Design System & Styles
   ======================================== */

/* --- CSS Custom Properties --- */
:root {
  --primary: #F08419;
  --primary-dark: #D6710F;
  --primary-light: #FFF3E6;
  --dark: #4A4A4A;
  --dark-light: #5A5A5A;
  --text: #333333;
  --text-light: #666666;
  --text-muted: #999999;
  --bg: #FFFFFF;
  --bg-alt: #F9FAFB;
  --bg-dark: #4A4A4A;
  --border: #E5E7EB;
  --border-light: #F3F4F6;
  --success: #10B981;
  --radius: 12px;
  --radius-sm: 8px;
  --radius-lg: 16px;
  --shadow: 0 4px 6px -1px rgba(0,0,0,0.1), 0 2px 4px -2px rgba(0,0,0,0.1);
  --shadow-md: 0 6px 12px -2px rgba(0,0,0,0.12), 0 3px 7px -3px rgba(0,0,0,0.1);
  --shadow-lg: 0 10px 25px -3px rgba(0,0,0,0.15), 0 4px 10px -4px rgba(0,0,0,0.1);
  --shadow-xl: 0 20px 40px -5px rgba(0,0,0,0.2);
  --transition: 0.3s ease;
  --header-h: 72px;
  --topbar-h: 36px;
  --container: 1200px;
}

/* --- Top Announcement Bar --- */
.topbar {
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  z-index: 1001;
  background: var(--dark);
  padding: 0.45rem 0;
  font-size: 0.78rem;
  color: rgba(255,255,255,0.7);
  border-bottom: 1px solid rgba(255,255,255,0.08);
}
@media (max-width: 640px) {
  .topbar { display: none; }
  .header { top: 0 !important; }
  .hero { padding-top: var(--header-h); }
  .page-hero { padding: calc(var(--header-h) + 3rem) 0 3rem; }
}
.topbar .container {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 0.5rem;
}
.topbar-left {
  display: flex;
  align-items: center;
  gap: 0.4rem;
}
.topbar-left svg { width: 14px; height: 14px; color: var(--success); }
.topbar-right {
  display: flex;
  align-items: center;
  gap: 0.4rem;
  color: rgba(255,255,255,0.5);
}
.topbar-right svg { width: 13px; height: 13px; color: #EF4444; }
.badge-pill {
  display: inline-flex;
  align-items: center;
  gap: 0.3rem;
  padding: 0.2rem 0.6rem;
  border-radius: 50px;
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0.01em;
}
.badge-success { background: rgba(16,185,129,0.12); color: #10B981; }
.badge-warning { background: rgba(245,158,11,0.12); color: #F59E0B; }
.badge-danger { background: rgba(239,68,68,0.12); color: #EF4444; }
.badge-info { background: rgba(59,130,246,0.12); color: #3B82F6; }

/* --- Reset & Base --- */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; scroll-padding-top: calc(var(--header-h) + var(--topbar-h)); }
body {
  font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  color: var(--text);
  background: var(--bg);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}
img { max-width: 100%; height: auto; display: block; }
a { color: var(--primary); text-decoration: none; transition: color var(--transition); }
a:hover { color: var(--primary-dark); }
ul, ol { list-style: none; }
button, input, select, textarea {
  font-family: inherit;
  font-size: inherit;
  border: none;
  outline: none;
}
button { cursor: pointer; }

/* --- Typography --- */
h1, h2, h3, h4, h5, h6 {
  font-family: 'Poppins', 'Inter', sans-serif;
  font-weight: 700;
  line-height: 1.2;
  color: var(--dark);
}
h1 { font-size: clamp(1.75rem, 4vw, 2.75rem); }
h2 { font-size: clamp(1.5rem, 3vw, 2.25rem); }
h3 { font-size: clamp(1.2rem, 2.5vw, 1.5rem); }
h4 { font-size: clamp(1rem, 2vw, 1.25rem); }
p { margin-bottom: 1rem; color: var(--text-light); }

/* --- Layout Utilities --- */
.container {
  width: 100%;
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 1.25rem;
}
.section { padding: 4rem 0; }
.section-alt { background: var(--bg-alt); }
.section-dark { background: var(--bg-dark); color: #fff; }
.section-header {
  text-align: center;
  margin-bottom: 3rem;
}
.section-header h2 { margin-bottom: 0.75rem; }
.section-header p {
  max-width: 640px;
  margin: 0 auto;
  font-size: 1.05rem;
}
.grid { display: grid; gap: 1.5rem; }
.grid-2 { grid-template-columns: 1fr; }
.grid-3 { grid-template-columns: 1fr; }
.grid-6 { grid-template-columns: 1fr; }
.text-center { text-align: center; }

@media (min-width: 640px) {
  .grid-2 { grid-template-columns: repeat(2, 1fr); }
  .grid-3 { grid-template-columns: repeat(2, 1fr); }
  .grid-6 { grid-template-columns: repeat(2, 1fr); }
}
@media (min-width: 768px) {
  .grid-3 { grid-template-columns: repeat(3, 1fr); }
  .grid-6 { grid-template-columns: repeat(3, 1fr); }
}
@media (min-width: 1024px) {
  .grid-6 { grid-template-columns: repeat(3, 1fr); }
}

/* --- Buttons --- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  padding: 0.875rem 2rem;
  border-radius: var(--radius-sm);
  font-weight: 600;
  font-size: 1rem;
  transition: all var(--transition);
  white-space: nowrap;
}
.btn-primary {
  background: var(--primary);
  color: #fff;
  box-shadow: 0 4px 14px rgba(240, 132, 25, 0.35);
}
.btn-primary:hover {
  background: var(--primary-dark);
  color: #fff;
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(240, 132, 25, 0.45);
}
.btn-outline {
  background: transparent;
  color: var(--primary);
  border: 2px solid var(--primary);
}
.btn-outline:hover {
  background: var(--primary);
  color: #fff;
}
.btn-white {
  background: #fff;
  color: var(--dark);
  box-shadow: var(--shadow);
}
.btn-white:hover {
  background: var(--primary-light);
  color: var(--primary-dark);
}
.btn-lg {
  padding: 1rem 2.5rem;
  font-size: 1.1rem;
}
.btn-sm {
  padding: 0.5rem 1.25rem;
  font-size: 0.875rem;
}
.btn-block { width: 100%; }

/* ========================================
   HEADER / NAVIGATION
   ======================================== */
.header {
  position: fixed;
  top: var(--topbar-h);
  left: 0;
  width: 100%;
  z-index: 1000;
  background: var(--bg);
  border-bottom: 1px solid var(--border);
  transition: box-shadow var(--transition), top var(--transition);
}
.header.scrolled { top: 0; }
.header.scrolled {
  box-shadow: 0 1px 8px rgba(0,0,0,0.06);
}
.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: var(--header-h);
}
.logo {
  display: flex;
  align-items: center;
}
.logo img, .logo svg {
  height: 32px;
  width: auto;
}
.nav-wrapper {
  display: flex;
  align-items: center;
  gap: 0.5rem;
}
.nav { display: flex; align-items: center; gap: 0.25rem; }
.nav a {
  padding: 0.5rem 1rem;
  color: var(--text);
  font-weight: 500;
  font-size: 0.95rem;
  border-radius: var(--radius-sm);
  transition: all var(--transition);
}
.nav a:hover { color: var(--primary); }
.nav a.active { color: var(--primary); }
.header-cta { margin-left: 0.75rem; }

/* Mobile Nav Toggle */
.nav-toggle {
  display: none;
  background: none;
  border: none;
  padding: 0.5rem;
  cursor: pointer;
}
.nav-toggle span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--dark);
  margin: 5px 0;
  transition: all var(--transition);
  border-radius: 2px;
}
.nav-toggle.active span:nth-child(1) { transform: rotate(45deg) translate(5px, 5px); }
.nav-toggle.active span:nth-child(2) { opacity: 0; }
.nav-toggle.active span:nth-child(3) { transform: rotate(-45deg) translate(5px, -5px); }

@media (max-width: 768px) {
  .nav-toggle { display: block; }
  .nav-wrapper {
    display: block;
    position: fixed;
    top: var(--header-h);
    left: 0;
    width: 100%;
    background: var(--bg);
    box-shadow: var(--shadow-lg);
    transform: translateY(-120%);
    opacity: 0;
    transition: all var(--transition);
    z-index: 999;
  }
  .nav-wrapper.open {
    transform: translateY(0);
    opacity: 1;
  }
  .nav {
    flex-direction: column;
    padding: 1rem;
    gap: 0;
  }
  .nav a {
    display: block;
    width: 100%;
    padding: 0.75rem 1rem;
    color: var(--text) !important;
    border-bottom: 1px solid var(--border-light);
  }
  .header-cta {
    margin: 1rem;
    margin-left: 1rem;
  }
  .header-cta .btn {
    width: 100%;
    background: var(--primary) !important;
    color: #fff !important;
  }
}

/* ========================================
   HERO SECTION
   ======================================== */
.hero {
  position: relative;
  background: var(--bg);
  padding-top: calc(var(--header-h) + var(--topbar-h));
  border-bottom: 1px solid var(--border);
}
.hero-grid-overlay { display: none; }
.hero-inner {
  display: grid;
  grid-template-columns: 1fr;
  gap: 2.5rem;
  align-items: center;
  padding: 3.5rem 0 3rem;
}
.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  background: var(--primary-light);
  color: var(--primary-dark);
  padding: 0.35rem 0.85rem;
  border-radius: 4px;
  font-size: 0.8rem;
  font-weight: 600;
  margin-bottom: 1.25rem;
  letter-spacing: 0.02em;
  text-transform: uppercase;
}
.hero-badge svg { width: 14px; height: 14px; }
.hero-content { color: var(--dark); }
.hero-content h1 {
  color: var(--dark);
  margin-bottom: 1rem;
  font-size: clamp(1.85rem, 4.5vw, 2.85rem);
  letter-spacing: -0.025em;
  line-height: 1.18;
}
.hero-content h1 span {
  color: var(--primary);
}
.hero-subtitle {
  font-size: clamp(0.95rem, 1.8vw, 1.1rem);
  color: var(--text-light);
  margin-bottom: 1.75rem;
  line-height: 1.7;
  max-width: 480px;
}
.hero-benefits {
  margin-bottom: 2rem;
  display: flex;
  flex-direction: column;
  gap: 0.65rem;
}
.hero-benefits li {
  display: flex;
  align-items: center;
  gap: 0.6rem;
  color: var(--text);
  font-size: 0.95rem;
}
.hero-benefits li svg {
  flex-shrink: 0;
  width: 18px;
  height: 18px;
  color: var(--primary);
}
.hero-cta {
  display: flex;
  gap: 0.75rem;
  flex-wrap: wrap;
  align-items: center;
}
.hero-cta .btn-primary {
  padding: 0.875rem 2rem;
  font-size: 1rem;
}

/* Hero Form Card */
.hero-form-card {
  background: var(--primary-light);
  border-radius: var(--radius);
  padding: 2rem;
  border: 2px solid var(--primary);
  box-shadow: 0 8px 30px rgba(240, 132, 25, 0.15);
}
.hero-form-card::before,
.hero-form-card::after { display: none; }
.hero-form-card h3 {
  font-size: 1.15rem;
  text-align: left;
  margin-bottom: 0.15rem;
}
.hero-form-card .form-subtitle {
  text-align: left;
  font-size: 0.85rem;
  margin-bottom: 1.25rem;
  padding-bottom: 1rem;
  border-bottom: 1px solid var(--border-light);
}

/* Trust Bar */
.hero-trust-bar {
  background: var(--bg-alt);
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
  padding: 0.85rem 0;
}
.hero-trust-bar .container {
  display: flex;
  justify-content: center;
  align-items: center;
  gap: 2rem;
  flex-wrap: wrap;
}
.trust-item {
  display: flex;
  align-items: center;
  gap: 0.4rem;
  color: var(--text-muted);
  font-size: 0.8rem;
  font-weight: 500;
}
.trust-item svg {
  width: 15px;
  height: 15px;
  color: var(--text-muted);
}
.form-group { margin-bottom: 1rem; }
.form-group label {
  display: block;
  font-weight: 500;
  font-size: 0.875rem;
  color: var(--text);
  margin-bottom: 0.375rem;
}
.form-control {
  width: 100%;
  padding: 0.75rem 1rem;
  border: 1.5px solid var(--border);
  border-radius: var(--radius-sm);
  font-size: 0.95rem;
  color: var(--text);
  background: #fff;
  transition: border-color var(--transition), box-shadow var(--transition);
}
.form-control:focus {
  border-color: var(--primary);
  box-shadow: 0 0 0 3px rgba(240, 132, 25, 0.15);
}
.form-control::placeholder { color: var(--text-muted); }
select.form-control {
  appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 12 12'%3E%3Cpath fill='%23666' d='M6 8L1 3h10z'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 1rem center;
  padding-right: 2.5rem;
}
.form-trust {
  text-align: center;
  font-size: 0.8rem;
  color: var(--text-muted);
  margin-top: 0.75rem;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0.375rem;
}
.form-trust svg { width: 14px; height: 14px; color: var(--success); }

/* ========================================
   STEP WIZARD
   ======================================== */
.wizard-steps {
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 2rem;
  padding-bottom: 1.5rem;
  border-bottom: 1px solid var(--border-light);
}
.wizard-step {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 0.4rem;
  flex-shrink: 0;
}
.wizard-step span {
  font-size: 0.75rem;
  font-weight: 500;
  color: var(--text-muted);
  white-space: nowrap;
}
.wizard-step.active span,
.wizard-step.completed span { color: var(--primary); }
.wizard-step-circle {
  width: 38px;
  height: 38px;
  border-radius: 50%;
  background: var(--border);
  color: var(--text-muted);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 0.95rem;
  transition: background var(--transition), color var(--transition), box-shadow var(--transition);
}
.wizard-step.active .wizard-step-circle {
  background: var(--primary);
  color: #fff;
  box-shadow: 0 0 0 4px rgba(240, 132, 25, 0.2);
}
.wizard-step.completed .wizard-step-circle {
  background: var(--primary);
  color: #fff;
}
.wizard-connector {
  flex: 1;
  height: 2px;
  min-width: 24px;
  background: var(--border);
  margin: 0 0.5rem;
  margin-bottom: 1.4rem;
  transition: background var(--transition);
}
.wizard-connector.completed { background: var(--primary); }
.wizard-panel { display: none; }
.wizard-panel.active { display: block; }
.wizard-nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-top: 1.75rem;
  gap: 0.75rem;
}
.wizard-nav .btn,
.wizard-nav input[type=submit].btn {
  min-width: 120px;
  text-align: center;
}

/* reCAPTCHA responsive scaling on very small screens */
@media (max-width: 360px) {
  .g-recaptcha {
    transform: scale(0.82);
    transform-origin: left top;
  }
}

/* Wizard & hero form card — mobile fixes */
@media (max-width: 480px) {
  .wizard-step-circle { width: 30px; height: 30px; font-size: 0.8rem; }
  .wizard-step span { font-size: 0.65rem; }
  .wizard-connector { min-width: 12px; margin: 0 0.25rem; margin-bottom: 1rem; }
  .wizard-nav .btn,
  .wizard-nav input[type=submit].btn {
    min-width: auto;
    flex: 1;
    font-size: 0.85rem;
    padding: 0.6rem 0.75rem;
  }
  .hero-form-card { padding: 1.25rem 1rem; }
  .wizard-panel-title { font-size: 0.9rem; }
}

@media (min-width: 768px) {
  .hero-inner {
    grid-template-columns: 1fr 420px;
    gap: 3rem;
    padding: 4rem 0;
  }
}
@media (min-width: 1024px) {
  .hero-inner {
    grid-template-columns: 1fr 440px;
    gap: 4rem;
  }
}

/* ========================================
   BENEFITS SECTION
   ======================================== */
.benefit-card {
  background: var(--bg);
  border: 1px solid var(--border-light);
  border-radius: var(--radius);
  padding: 1.75rem;
  transition: all var(--transition);
}
.benefit-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
  border-color: var(--primary);
}
.benefit-icon {
  width: 52px;
  height: 52px;
  background: var(--primary-light);
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1rem;
  color: var(--primary);
}
.benefit-icon svg { width: 26px; height: 26px; }
.benefit-card h3 {
  font-size: 1.1rem;
  margin-bottom: 0.5rem;
}
.benefit-card p {
  font-size: 0.925rem;
  margin-bottom: 0;
  color: var(--text-light);
}
.section-cta {
  text-align: center;
  margin-top: 2.5rem;
}

/* ========================================
   ELIGIBILITY SECTION
   ======================================== */
.eligibility-table {
  width: 100%;
  border-collapse: separate;
  border-spacing: 0;
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: var(--shadow);
}
.eligibility-table thead th {
  background: var(--dark);
  color: #fff;
  padding: 1rem 1.25rem;
  font-weight: 600;
  font-size: 0.95rem;
  text-align: left;
}
.eligibility-table tbody td {
  padding: 1rem 1.25rem;
  border-bottom: 1px solid var(--border-light);
  font-size: 0.95rem;
}
.eligibility-table tbody tr:last-child td { border-bottom: none; }
.eligibility-table tbody tr:nth-child(even) { background: var(--bg-alt); }
.eligibility-table tbody tr:hover { background: var(--primary-light); }
.table-responsive {
  overflow-x: auto;
  -webkit-overflow-scrolling: touch;
  border-radius: var(--radius);
}

/* ========================================
   PROCESS / STEPS SECTION
   ======================================== */
.steps {
  display: grid;
  grid-template-columns: 1fr;
  gap: 2rem;
  position: relative;
}
.step {
  text-align: center;
  position: relative;
  padding: 2rem 1.5rem;
  background: var(--bg);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
}
.step-number {
  width: 56px;
  height: 56px;
  background: var(--primary);
  color: #fff;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
  font-weight: 700;
  margin: 0 auto 1rem;
  font-family: 'Poppins', sans-serif;
}
.step h3 { margin-bottom: 0.5rem; }
.step p { font-size: 0.925rem; margin-bottom: 0; }
.step-connector {
  display: none;
  position: absolute;
  top: 50%;
  right: -1.25rem;
  width: 2.5rem;
  height: 2px;
  background: var(--primary);
}
@media (min-width: 768px) {
  .steps { grid-template-columns: repeat(3, 1fr); gap: 2.5rem; }
  .step-connector { display: block; }
  .step:last-child .step-connector { display: none; }
}

/* ========================================
   REGISTRATION FORM SECTION
   ======================================== */
.form-section {
  background: var(--bg-alt);
  padding: 4rem 0;
}
.form-wrapper {
  max-width: 800px;
  margin: 0 auto;
  background: var(--bg);
  border-radius: var(--radius-lg);
  padding: 2.5rem;
  box-shadow: var(--shadow-lg);
}
.form-row {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1rem;
}
@media (min-width: 640px) {
  .form-row { grid-template-columns: repeat(2, 1fr); }
}
.form-expandable {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.5s ease;
}
.form-expandable.open { max-height: 2000px; }
.form-toggle-btn {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  width: 100%;
  padding: 0.75rem;
  background: var(--bg-alt);
  border: 1px dashed var(--border);
  border-radius: var(--radius-sm);
  color: var(--text-light);
  font-weight: 500;
  cursor: pointer;
  transition: all var(--transition);
  margin-top: 0.5rem;
}
.form-toggle-btn:hover {
  border-color: var(--primary);
  color: var(--primary);
  background: var(--primary-light);
}
.form-toggle-btn svg {
  width: 18px;
  height: 18px;
  transition: transform var(--transition);
}
.form-toggle-btn.open svg { transform: rotate(180deg); }
.form-badges {
  display: flex;
  justify-content: center;
  gap: 1.5rem;
  margin-top: 1.5rem;
  flex-wrap: wrap;
}
.form-badge {
  display: flex;
  align-items: center;
  gap: 0.375rem;
  font-size: 0.8rem;
  color: var(--text-muted);
}
.form-badge svg { width: 16px; height: 16px; color: var(--success); }

/* ========================================
   FAQ SECTION
   ======================================== */
.faq-list {
  max-width: 800px;
  margin: 0 auto;
}
.faq-item {
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  margin-bottom: 0.75rem;
  overflow: hidden;
  transition: border-color var(--transition);
}
.faq-item.active { border-color: var(--primary); }
.faq-question {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 1rem 1.25rem;
  background: none;
  border: none;
  width: 100%;
  text-align: left;
  font-weight: 600;
  font-size: 1rem;
  color: var(--dark);
  cursor: pointer;
  transition: all var(--transition);
  gap: 1rem;
}
.faq-question:hover { color: var(--primary); }
.faq-question svg {
  flex-shrink: 0;
  width: 20px;
  height: 20px;
  transition: transform var(--transition);
  color: var(--text-muted);
}
.faq-item.active .faq-question svg { transform: rotate(180deg); color: var(--primary); }
.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.4s ease;
}
.faq-answer-inner {
  padding: 0 1.25rem 1.25rem;
  color: var(--text-light);
  line-height: 1.7;
  font-size: 0.95rem;
}

/* ========================================
   FOOTER
   ======================================== */
.footer {
  background: var(--dark);
  color: rgba(255,255,255,0.7);
  padding: 3rem 0 1.5rem;
}
.footer-inner {
  display: grid;
  grid-template-columns: 1fr;
  gap: 2rem;
  margin-bottom: 2rem;
}
.footer-brand .logo img,
.footer-brand .logo svg {
  height: 30px;
  width: auto;
  margin-bottom: 1rem;
  background: #fff;
  padding: 6px 12px;
  border-radius: 6px;
}
.footer-brand p {
  color: rgba(255,255,255,0.6);
  font-size: 0.9rem;
  max-width: 300px;
}
.footer-links h4 {
  color: #fff;
  font-size: 1rem;
  margin-bottom: 0.75rem;
}
.footer-links a {
  display: block;
  color: rgba(255,255,255,0.65);
  padding: 0.25rem 0;
  font-size: 0.9rem;
  transition: color var(--transition);
}
.footer-links a:hover { color: var(--primary); }
.footer-contact a {
  color: rgba(255,255,255,0.65);
  transition: color var(--transition);
}
.footer-contact a:hover { color: var(--primary); }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.1);
  padding-top: 1.5rem;
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
  align-items: center;
  text-align: center;
}
.footer-bottom p {
  font-size: 0.8rem;
  color: rgba(255,255,255,0.4);
  margin: 0;
}
.footer-disclaimer {
  font-size: 0.75rem !important;
  color: rgba(255,255,255,0.35) !important;
  max-width: 600px;
}
@media (min-width: 640px) {
  .footer-inner { grid-template-columns: 1.5fr 1fr 1fr; }
  .footer-bottom { flex-direction: row; justify-content: space-between; }
}

/* ========================================
   INNER PAGE HERO (Sub-pages)
   ======================================== */
.page-hero {
  background: linear-gradient(135deg, var(--dark) 0%, #3A3A3A 100%);
  padding: calc(var(--header-h) + var(--topbar-h) + 3rem) 0 3rem;
  text-align: center;
}
.page-hero h1 { color: #fff; margin-bottom: 0.5rem; }
.page-hero p { color: rgba(255,255,255,0.7); max-width: 560px; margin: 0 auto; }
.breadcrumb {
  display: flex;
  justify-content: center;
  gap: 0.5rem;
  margin-bottom: 1rem;
  font-size: 0.875rem;
}
.breadcrumb a { color: rgba(255,255,255,0.6); }
.breadcrumb a:hover { color: var(--primary); }
.breadcrumb span { color: rgba(255,255,255,0.4); }

/* ========================================
   BENEFIT DETAIL CARDS (Benefits page)
   ======================================== */
.benefit-detail {
  display: grid;
  grid-template-columns: 1fr;
  gap: 2rem;
  margin-bottom: 2rem;
  padding: 2rem;
  background: var(--bg);
  border-radius: var(--radius);
  border: 1px solid var(--border-light);
  transition: all var(--transition);
}
.benefit-detail:hover { box-shadow: var(--shadow-md); }
.benefit-detail h3 { color: var(--primary); margin-bottom: 0.5rem; }
.benefit-detail p { margin-bottom: 0; }

/* ========================================
   CONTACT PAGE
   ======================================== */
.contact-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 2rem;
}
.contact-info-card {
  background: var(--bg);
  padding: 1.5rem;
  border-radius: var(--radius);
  border: 1px solid var(--border-light);
  display: flex;
  align-items: flex-start;
  gap: 1rem;
}
.contact-info-card .icon {
  width: 44px;
  height: 44px;
  background: var(--primary-light);
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  color: var(--primary);
}
.contact-info-card .icon svg { width: 22px; height: 22px; }
.contact-info-card h4 { font-size: 1rem; margin-bottom: 0.25rem; }
.contact-info-card p { font-size: 0.9rem; margin: 0; }
@media (min-width: 640px) {
  .contact-grid { grid-template-columns: repeat(2, 1fr); }
}

/* ========================================
   NEWS CARDS
   ======================================== */
.news-card {
  background: var(--bg);
  border: 1px solid var(--border-light);
  border-radius: var(--radius);
  overflow: hidden;
  transition: all var(--transition);
}
.news-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}
.news-card-img {
  width: 100%;
  height: 180px;
  overflow: hidden;
  background: var(--bg-alt);
}
.news-card-img img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
  transition: transform 0.3s ease;
}
.news-card:hover .news-card-img img {
  transform: scale(1.04);
}
.news-card-body { padding: 1.25rem; }
.news-card-body h3 {
  font-size: 1rem;
  margin-bottom: 0.5rem;
  line-height: 1.4;
}
.news-card-body h3 a { color: var(--dark); }
.news-card-body h3 a:hover { color: var(--primary); }
.news-card-body p {
  font-size: 0.875rem;
  color: var(--text-light);
  margin-bottom: 0.75rem;
  display: -webkit-box;
  -webkit-line-clamp: 2;
  -webkit-box-orient: vertical;
  overflow: hidden;
}
.news-card-meta {
  font-size: 0.8rem;
  color: var(--text-muted);
}

/* ========================================
   POLICY PAGE
   ======================================== */
.policy-content {
  max-width: 800px;
  margin: 0 auto;
}
.policy-content h2 {
  font-size: 1.5rem;
  margin-top: 2rem;
  margin-bottom: 0.75rem;
  padding-bottom: 0.5rem;
  border-bottom: 2px solid var(--primary-light);
}
.policy-content p,
.policy-content ul,
.policy-content ol {
  margin-bottom: 1rem;
  line-height: 1.8;
}
.policy-content ul { padding-left: 1.25rem; list-style: disc; }
.policy-content li { margin-bottom: 0.5rem; color: var(--text-light); }

/* ========================================
   CTA BANNER
   ======================================== */
.cta-banner {
  background: linear-gradient(135deg, var(--primary) 0%, var(--primary-dark) 100%);
  padding: 3rem 0;
  text-align: center;
}
.cta-banner h2 { color: #fff; margin-bottom: 0.75rem; }
.cta-banner p { color: rgba(255,255,255,0.85); margin-bottom: 1.5rem; }

/* ========================================
   ANIMATIONS
   ======================================== */
.fade-in {
  opacity: 0;
  transform: translateY(20px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}
.fade-in.visible {
  opacity: 1;
  transform: translateY(0);
}

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after {
    animation-duration: 0.01ms !important;
    transition-duration: 0.01ms !important;
  }
  html { scroll-behavior: auto; }
  .fade-in { opacity: 1; transform: none; }
}

/* ========================================
   SCROLLBAR
   ======================================== */
::-webkit-scrollbar { width: 8px; }
::-webkit-scrollbar-track { background: var(--bg-alt); }
::-webkit-scrollbar-thumb { background: var(--border); border-radius: 4px; }
::-webkit-scrollbar-thumb:hover { background: var(--text-muted); }